Terms & Conditions

Welcome to SKV Digital Hub. These Terms & Conditions (“Terms”) govern the use of our website, products, and services. By purchasing or accessing resources from SKV Digital Hub, you agree to follow the policies outlined below.

1. Acceptance of Terms

By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of this policy, you must not use our services. Continued use of our platform will be considered acceptance of the most recent version of these Terms.

2. Nature of Products

All offerings from SKV Digital Hub are digital resources, including eBooks, guides, and learning materials. These products are delivered electronically to your registered email or account. Since they are digital, no physical copies are shipped, and once the product is delivered, the order is considered fulfilled.

3. User Responsibilities

Customers are required to provide accurate details during registration or purchase. You are responsible for keeping your account and login credentials secure. Sharing, reselling, or redistributing purchased content without written authorization is strictly prohibited and may lead to termination of access and legal action.

4. Payments

All payments must be completed through secure and authorized gateways provided on our website. Once a payment is processed successfully, you will be granted access to the purchased digital bundle. SKV Digital Hub is not responsible for delays or errors caused by banks, payment providers, or third-party gateways.

5. Intellectual Property Rights

All materials, including eBooks, graphics, logos, and digital resources, are the intellectual property of SKV Digital Hub. A purchase gives you a personal, non-transferable license to use the content for learning only. Copying, reselling, or distributing any resource without written permission is a violation of our rights and may result in legal consequences.

6. Refunds & Returns

Since our products are digital and instantly accessible, returns and refunds are strictly not available under normal circumstances. Customers are expected to review product details carefully before making a purchase.

Refunds will only be considered in exceptional cases, such as:

Duplicate purchase of the same product.

Technical issues that prevent access and cannot be resolved by our support team within 7 working days.

Wrong product delivered due to a system error.

In all other cases, including change of mind, dissatisfaction after downloading, or incomplete personal use, refund requests will not be accepted.

7. Disclaimer of Warranties

All digital products are provided “as-is.” While we strive to deliver high-quality and updated resources, SKV Digital Hub does not guarantee specific outcomes such as employment, academic success, or career advancement. The responsibility to apply the knowledge gained rests entirely with the user.

8. Limitation of Liability

SKV Digital Hub shall not be held responsible for any direct, indirect, or incidental damages resulting from the use of our services. This includes but is not limited to loss of data, delays in learning progress, or inability to achieve personal goals.

9. Third-Party Services

Our website may feature links or integrations with third-party platforms for payments, tools, or resources. SKV Digital Hub does not control or endorse these third-party services and is not responsible for their content, policies, or performance. Users should review third-party terms before engagement.

10. Termination of Access

We reserve the right to suspend or permanently terminate user access if these Terms are violated. Misuse of content, fraudulent behavior, or unlawful activities will result in immediate termination without any refund.

11. Policy Updates

These Terms & Conditions may be updated from time to time. Changes will be posted on our website, and continued use of our services indicates agreement with the revised Terms.

12. Governing Law

These Terms are governed by the laws of India. Any disputes will be subject to the jurisdiction of the courts in Bhubaneswar, Odisha.

13. Contact Us

For questions or clarifications regarding these Terms & Conditions, please contact us at:

 Email: info@skvdigitalhub.com

 Website: www.skvdigitalhub.com

Final Note

By purchasing or using resources from SKV Digital Hub, you acknowledge and accept that returns and refunds are strictly not available, except in rare circumstances as outlined above.